Tier 1 - Generic Drugs

Lowest cost option. Usually $10-15 copay.

Tier 2 - Preferred Brand

Mid-cost brand drugs. Usually $35-50 copay.

Tier 3 - Non-Preferred Brand

Higher cost brands. Usually 25-30% coinsurance.

Tier 5 - Specialty Drugs

High-cost specialty medications. Usually 40-50% coinsurance.